The cards accepted are Visa, MasterCard, American Express, Diners Club & Bankcard. For your Invoice / Reference Number (username) you can just use your 1st name and birth year if you want. The idea of your first name and last 4 digets on you card is just so I know who you are against the card statement supplied from the bank.
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Remember, If it was meant to be easy everybody would be a great guitarist.
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